I provide independent financial advice to ensure that every investment funds portfolio review for a client is based on unbiased research.

I value a client's trust above everything else and once a client makes a decision to work with me, I continually work hard to deserve their trust.

My primary goal is to ensure that all key aspects of each client's financial need analysis are addressed in a manner consistent with personalized financial service practices.

Darlene Garat has been helping people to achieve their personal and financial goals for over a decade, and has been with Garat Financial Group since its inception in 1997. As a dual licensed Financial Advisor, she is able to integrate investments, insurance, and income protection strategies into comprehensive personal plans for her clients.

Darlene is a "big picture" Advisor, licensed in BC and Alberta for Life Insurance and Mutual Funds. Darlene’s focus with Garat Financial Group is to offer clients highly ethical, and personal, service enabling her clients to eliminate debt, and build a sound financial plan that encompasses current, and future, needs.

Darlene believes in community involvement, as well as client advocacy in the financial sector. She is a member of Advocis (Financial Advisors Association of Canada), and previously served on the board of the local chapter. Darlene is also a member of Rotary, and volunteers with Junior Achievement bringing financial education to local schools.

Jacki has been working in the financial services industry for over 15 years.

She started out as an insurance administrator with Garat Financial Group in 2002, and went on to become licensed in life, accident and sickness in 2008.

Jacki's understanding of the importance of building strong relationships with clients has her now positioned as Office Manager, and focusing her expertise in Group Benefits Plans, and sourcing guaranteed Life Insurance options.